There’s no time like the present to make sure all your estate-planning ducks are in a row.
For many people, the words “estate planning” may conjure up thoughts of large inheritances and tax shelters. But planning “isn’t just about death and taxes; it’s also about what happens if you get very sick and live,” says G. Mark Shalloway, a West Palm Beach, Fla., attorney who specializes in elder law.
Here’s are the four estate-planning documents everyone needs:
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